Role overview
What you'll be stepping into
Stanbic Bank Uganda is seeking a Head, Credit Origination to lead the Credit Origination team in proactively originating, assessing, structuring, and supporting the execution of structured debt and lending solutions for Business and Commercial Banking clients.
The role involves working closely with Relationship Managers and product teams to develop tailored financing solutions, drive revenue growth, strengthen portfolio quality, and provide clients with a seamless credit experience.
Key Responsibilities
1. Credit Origination and Deal Structuring
Identify, originate, and structure tailored credit and financing solutions for Business and Commercial Banking clients.
Lead the assessment and structuring of lending transactions to ensure commercially viable and risk-aligned solutions.
Participate in deal negotiations, structuring discussions, and business assessment forums to support effective decision-making.
2. Credit Analysis and Risk Management
Conduct comprehensive financial, credit, industry, and market analysis to assess transaction viability.
Identify emerging risks, portfolio vulnerabilities, and early warning indicators to support proactive risk management.
Conduct due diligence and integrity assessments to mitigate credit, operational, and reputational risks.
3. Stakeholder and Client Management
Work closely with Relationship Managers to understand client needs and develop optimal financing solutions.
Build strong partnerships with Legal, Risk, Compliance, Product, and Operations teams to facilitate seamless deal execution.
Engage external stakeholders, including valuers, legal advisors, and other professional service providers, where required.
4. Business Growth and Market Development
Contribute to the growth of structured debt products through proactive pipeline development and market penetration.
Provide insights on target sectors, client opportunities, and business growth strategies.
Monitor market trends, industry developments, and economic changes that may affect clients and portfolios.
Support revenue growth through effective origination and conversion of quality transactions.
Strengthen front-line credit capabilities by coaching Relationship Managers in credit analysis, financial assessment, and deal structuring.
Qualifications and Experience
Bachelor’s Degree in Business, Commerce, Finance, Economics, Accounting, Banking, or a related field.
A postgraduate qualification in a business or finance-related discipline is an added advantage.
Professional banking, credit/risk management qualification, or recognized professional certification such as ACCA, CPA, CIMA, ACIB, AKIB, CA, or equivalent.
Minimum of 8 years’ relevant banking experience.
At least 5–7 years of experience in credit origination, corporate banking, business banking, or structured finance.
Proven track record in credit analysis, financial assessment, lending transactions, and deal structuring.
Experience working with Relationship Managers and influencing client outcomes through innovative financing solutions.
Exposure to credit evaluation within Commercial Banking or Corporate Banking environments is highly desirable.
Behavioural Competencies
Strategic thinking and strong commercial judgment.
Results-oriented, proactive, and solution-driven approach.
High levels of integrity, accountability, and professional judgment.
Strong leadership and coaching capabilities.
Technical Competencies
Strong credit analysis and financial modelling capabilities.
Deep understanding of corporate lending, structured finance, and risk management principles.
Advanced commercial and business acumen.
Strong negotiation, influencing, and stakeholder management skills.
Knowledge of banking regulations, compliance frameworks, and governance standards.
Excellent analytical, problem-solving, and decision-making capabilities.
How to apply